Effective date 14 Sep 2026

1. Introduction

This Privacy Policy explains how Fundfincap Financial Services, operating under the brand Easy Pay Split (“EPS”, “we”, “us”, “our”), collects, uses, shares, stores and protects personal data when you use the EPS Website, forms, digital interfaces or related services.

2. Who We Are

Legal Entity: Fundfincap Financial Services
Brand: Easy Pay Split (EPS)
Registered Office: No. 23, Ground Floor, Kailash Tower – ‘D’, Sec 5, Yashwant Viva Township, Vasai – Nalasopara Link Rd.,Nalasopara (E), Dist. Palghar 401209.
Privacy Contact: contact@easypaysplit.com

3. Information we may collect

• Identity and contact information such as name, phone number, email address and address.
• Business information where you act for a Merchant or organisation.
• Information about the healthcare or education service for which financing is being explored, where relevant and lawfully collected.
• Financing enquiry and application information provided through EPS interfaces.
• Documents or information requested by a Lending Partner, where applicable and with appropriate notice/consent.
• Device, browser, IP address, usage and technical information.
• Website interaction, cookie and analytics information.
• Communications and support records.

EPS should collect only information reasonably necessary for the stated purpose and should not request sensitive information through ordinary website forms unless the relevant purpose, legal basis, security controls and consent/notice requirements have been assessed.

4. How We Use Personal Data

• Respond to enquiries and provide requested services.
• Facilitate merchant onboarding and financing enquiries.
• Route applications or information to relevant Lending Partners where authorised.
• Support verification, fraud prevention and security controls where applicable.
• Communicate about applications, services, support and operational matters.
• Improve Website performance, user experience and services.
• Comply with applicable legal, regulatory, contractual and audit requirements.
• For other purposes disclosed at collection or otherwise permitted by applicable law.

5. Consent and Other Permitted Grounds

Where consent is required, EPS will seek consent through an appropriate mechanism and provide information about the purpose of processing. Where processing is permitted on another lawful basis under applicable law, EPS may process data on that basis. Marketing consent should be obtained separately where required.

6. Sharing of Personal Data

EPS may share relevant information with Merchants, participating Lending Partners, technology/service providers, verification providers, professional advisers, auditors, regulators, authorities or other parties where necessary for the stated purpose, contractual performance, security, legal compliance or another permitted purpose.

7. Lending Partner Processing

Where a Customer chooses or is routed to a Lending Partner, that Lending Partner may independently process information for credit assessment, underwriting, KYC, fraud prevention, documentation, servicing, reporting and other legally permitted purposes. The Lending Partner may have separate data-protection responsibilities and notices.

8. Data Retention

EPS retains personal data only for as long as reasonably necessary for the purpose for which it was collected, contractual requirements, legitimate business needs, dispute resolution, security, audit and applicable legal or regulatory requirements.

9. Data Security

EPS will maintain reasonable technical and organisational measures appropriate to the nature of personal data and the risks involved. No online system can guarantee absolute security.

10. Your Rights

Subject to applicable law, individuals may have rights relating to access, correction, withdrawal of consent, deletion/erasure, grievance redressal and other rights prescribed by applicable data-protection law. Requests may be sent to [PRIVACY EMAIL]. Where processing is performed by a Lending Partner or another Data Fiduciary, requests concerning that party may need to be addressed to that party.

11. Children

The EPS Website is not intended to knowingly collect personal data from children in circumstances where such collection is not permitted. If you believe a child’s personal data has been submitted improperly, contact [PRIVACY EMAIL].

12. Cross-Border Processing

Where personal data is processed or transferred outside India, EPS will apply safeguards and comply with restrictions required under applicable law.

13. Cookies and Similar Technologies

EPS uses cookies and similar technologies for essential Website functionality, preferences, security, analytics and, where applicable, marketing. Please see the separate EPS Cookie Policy.

14. Changes to This Policy

EPS may update this Privacy Policy to reflect changes in services, law, technology or processing practices. The updated version will be published with a revised date.

15. Contact

Privacy Contact: contact@easypaysplit.com
Grievance Contact: grievances@easypaysplit.com
Registered Office: No. 23, Ground Floor, Kailash Tower – ‘D’, Sec 5, Yashwant Viva Township, Vasai – Nalasopara Link Rd.,Nalasopara (E), Dist. Palghar 401209.