Smarter Payments
Better Access to Healthcare & Education.
Connect your customers to flexible financing and seamless payment options—while helping healthcare and education businesses improve conversions, affordability and cash flow
Turn Financing Demand Into Business Growth.
Easy Pay Split (EPS) connects regulated lenders with high-intent demand across Healthcare and Education — helping merchants offer financing at the point of need while helping lenders access relevant, structured credit opportunities.
One platform. Two growth engines. Better access to financing.
Faster Payments
Quick digital processing with less friction from application to payment.
Flexible Financing
Give patients and learners access to payment options that fit their budgets.
Higher Conversions
Reduce affordability barriers and convert more customers in healthcare & education.
Better Cash Flow
Connect businesses with financing partners for smoother, faster payment realization.
Focused Financing System
Purpose-built for how healthcare and education financing actually works — not a generic consumer lending funnel.
Core Expertise
- Healthcare
- Education
- Digital Financing
- Merchant Disribution
The Financing Gap
Demand Exists.
Distribution Is the Missing Layer.
Customers often reach the point of purchase ready to proceed — but financing friction can delay or derail the decision. At the same time, lenders have credit capacity but need relevant demand, efficient distribution and stronger merchant access.
EPS brings both sides together.
Where Lender Capital Meets Real-World Demand.
EPS operates as a financing distribution and integration layer, connecting lenders with merchants operating in high-value, financing-sensitive categories.
Vertical Specialisation
Financing Works Differently When the Purchase Matters.
Healthcare and Education are not impulse-driven categories. They involve high-consideration purchases, meaningful ticket sizes and time-sensitive decisions — making the right financing infrastructure particularly valuable.
For Healthcare & Education Businesses
Merchants
Give Customers More Ways to Say Yes.
EPS helps eligible merchants integrate financing into the customer journey — so affordability becomes part of the conversation rather than an objection at checkout.
- Increase Conversion — Give customers financing options when purchase intent is highest.
- Improve Affordability — Turn large or unexpected expenses into manageable payment journeys.
- Expand Customer Access — Offer financing through relevant lending partners without building a lending operation internally.
LENDERS
Acquire High-Intent Demand Without Building Every Distribution Channel Yourself.
EPS helps eligible merchants integrate financing into the customer journey — so affordability becomes part of the conversation rather than an objection at checkout.
- Focused Distribution — Access specialised vertical ecosystems rather than undifferentiated lead pools.
- Merchant-Led Acquisition — Reach customers through businesses where financing need naturally emerges.
- Structured Opportunity Flow — Create a more organised pathway from financing enquiry to lender application.
- Scalable Expansion — Extend lender reach across new merchants, cities and use cases.
Why Partner With EPS
Built Around the Realities
of Healthcare & Education Financing
Healthcare and education are not impulse-driven categories. They involve high-consideration purchases, meaningful ticket sizes and time-sensitive decisions — making the right financing infrastructure particularly valuable.
Vertical Knowledge
Deep focus on healthcare and education financing environments.
Merchant Access
Relationships with businesses where financing demand is generated.
Lender Connectivity
Structuring partnerships around lender products, eligibility and objectives.
Digital Enablement
Technology-led processes designed to simplify financing journeys.
Compliance-Aware Operations
Partnership structures aligned with applicable digital lending and customer-protection requirements.
Generic Distribution Gets You Leads.
Vertical Distribution Gets You Context.
Generic Loan Distribution
- Broad consumer acquisition
- Volume-led lead generation
- Generic merchant network
- One-size-fits-all approach
- Transaction-focused
- Lead delivery
Easy Pay Split
- Healthcare + Education focus
- Intent-led financing opportunities
- Vertical merchant ecosystem
- Lender-aligned financing pathways
- Relationship + distribution focused
- Partnership infrastructure
There Is Demand. There Is Capital.
Let’s Connect Them.
Whether the objective is to expand lending distribution or introduce financing to customers, EPS creates the bridge between the two.
Are You a Lender?
Access focused merchant ecosystems across healthcare and education.
Are You a Business?
Offer customers convenient financing options through participating lending partners.